Or, it might not. Stocks have been flat to negative over the last decade. Stocks are great when they are going up. You can make amazingly high returns, but t

Or, it might not. Stocks have been flat to negative over the last decade. Stocks are great when they are going up. You can make amazingly high returns, but the market has this bad habit of crashing every few years or so, and if you're relying on it for retirement money, you might be screwed. I truly hope you weren't heavily invested in stocks and needed to retire at the end of 2008, or in 2002. I've found a much better portfolio allocation that gives similar long term returns to being invested in equities, but without the wild swings: http://crawlingroad.com/blog/2008/12/22/permanent-portfolio-historical-returns/ http://crawlingroad.com/blog/2008/12/22/permanent-portfolio-...