In Canada they certainly didn't mind for me. When clients were sending me cheques, I don't think I ever ran into any problems cashing them using the RBC "Photo

In Canada they certainly didn't mind for me. When clients were sending me cheques, I don't think I ever ran into any problems cashing them using the RBC "Photo of a cheque" thing. I ran into way more difficulties with Quickbooks Payments accepting large credit card transactions. There were invisible thresholds that seemed to trigger Know-Your-Customer (KYC) rules, and the fact that those had been triggered seemed to be opaque to Tier 1 support. As far as everyone I talked to (at both QB and at RBC) the money had vanished into the aether, until a couple days later I got a call from someone in the QB Compliance department who had a few questions.