But that is outside what someone starts with. When a child is born, those millions will be originally held in the same of someone else (perhaps the parents, gra

But that is outside what someone starts with. When a child is born, those millions will be originally held in the same of someone else (perhaps the parents, grandparents, whoever). It may be transferred to the child, but it remains that the child started with nothing. On the question of why some flourish and others do not, I think you're just echoing the point that has persisted through this entire thread.