>User education, or the lack of it. (Clutches head.) I have seen a computer that is probably safe for most users; it's called an iPad, and it's the digital equi

>User education, or the lack of it. (Clutches head.) I have seen a computer that is probably safe for most users; it's called an iPad, and it's the digital equivalent of a fascist police state: if you try to do anything dodgy, you'll find that it's either impossible or very difficult. I'd be interested to see some security studies that compare banking behavior on iOS/Android vs. desktop. I don't access financial data on my phone, but my impression is that the way these devices are designed to be used without much training makes it a lot easier for social engineering to succeed, which is the primary attack vector anyway.