Ok that's what I wanted to say. We are all voluntarily united by the same brand of smartphone we buy, why not the same for a healthcare / others benefits groups

Ok that's what I wanted to say. We are all voluntarily united by the same brand of smartphone we buy, why not the same for a healthcare / others benefits groups ? I gave an example. There could be a franchise of co-working space / hotels / resorts all over the world for nomadic or independent people and they would do the bargaining for their clients.