That's exactly what started this conversation. /u/rectang made the following statement: >It's also expensive, inconvenient, time-consuming, and risky to be po

That's exactly what started this conversation. /u/rectang made the following statement: >It's also expensive, inconvenient, time-consuming, and risky to be poor. None of the suggestions you make are "easy" for poor people. >Consider how much time, energy, and expertise it takes even to research disability insurance and buy the appropriate product. This whole thing is about me calling out rectang for suggesting that poor people are too stupid to buy disability insurance.