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The short answer to this question is that they're individually insignificant and Atlus-like in aggregate. The long answer to this question is, in fact, extreme

• Consultant32452 9y ago
  Nice platitudes. Do you believe that poor people are similarly incapable of buying car insurance?
  • jtmcmc 9y ago
    yes sometimes they are - because they are poor. The reason many poor contractors can't afford things like disability insurance is because they don't have the money. They have sub optimal spending habits thanks to poverty traps when they have much less income to begin with.
    • Consultant32452 9y ago
      Please read the full context of the conversation. This is not a discussion about whether a specific poor person might have enough dollars in their pocket to buy disability insurance. This is a discussion about whether or not poor people have the cognitive ability to purchase disability insurance. The OP suggested that by the very nature of being poor a person should not be expected to be able to attain the "expertise" required to purchase disability insurance. My contention is that this is a disgustingly classist view against poor people. Poor people, by and large, seem perfectly capable of purchasing car insurance, and disability insurance is generally less complicated.
  • acomar 9y ago
    That wasn't a platitude. That was a suggestion that the smart place to end the conversation was there. If you'd like to continue it, we can, it's just not easy over text.
    • Consultant32452 9y ago
      Poor people seem perfectly capable of purchasing car insurance, as evidenced by the fact that millions of poor people have car insurance. What is it, specifically, about being poor that leads you to believe they lack the cognitive ability to purchase disability insurance? Or did you understand something other than cognitive ability when you read they couldn't attain "expertise?"