They're "fundamentally the same" in the way that handing you $5 now is "fundamentally the same" as mailing you $5 in 3 to 5 days. They're the same in a lot of w

They're "fundamentally the same" in the way that handing you $5 now is "fundamentally the same" as mailing you $5 in 3 to 5 days. They're the same in a lot of ways, but different in a way that is a dealbreaker for transactions that are impacted by time.