My mom did for me between my turning 18 and going to college, since the cutoff to be on a parent's insurance hadn't been raised. She was outright refused by a n

My mom did for me between my turning 18 and going to college, since the cutoff to be on a parent's insurance hadn't been raised. She was outright refused by a number of providers, and finally managed to get me on a plan with Kaiser Permanente, which was still pricey, and which required us driving 40 miles to see a primary care physician (we were not in the sticks, either, but in the suburbs. On prior insurances I'd been able to see a doctor just a few miles from us, but that was the closest office a KP approved doctor worked from)