4 ms·
Well, it's a pretty basic question. In both cases the vast majority of their 200 variables will look the same. The only differences will be in the IP and laten
by huhtenberg 9y ago
Well, it's a pretty basic question.
In both cases the vast majority of their 200 variables will look the same. The only differences will be in the IP and latency data and, possibly, the time zone/locale information if a fraudster is not being careful.
Point being is that differentiating these two cases comes down to analyzing just few bits of data, so I'm not sure why they are using "200 points" as a selling point.
- ficklepickle 9y agoI can't imagine many e-commerce checkouts work well through tor. I can barely use google over tor without getting constant captchas. I also wouldn't expect them to detail all their fraud prevention techniques in a public forum. IMO this is a really interesting idea! Since they are also the payment processor, they have access to more data for fraud prevention, so much so that fraud "insurance" is basically baked into the rate. Increased efficiency through data analysis, and they are passing the savings on to yoooouuuu! This could be a paradigm shift. Very cool. The docs look good, AND it works in Canada!?! Thank you! Canada is rarely a priority for US fintec companies. Even amazon DevPay doesn't work here last i checked. Sign me up!