I get charged in the US for using a non-BoA ATM by both banks for a total charge of $5 to $6. I would consider that a big fee if you are taking out $100 USD. Bo

I get charged in the US for using a non-BoA ATM by both banks for a total charge of $5 to $6. I would consider that a big fee if you are taking out $100 USD. BoA charges me a fee to send my landlord money even if it is a 3 business day period of $10. I lived overseas for 8 years, and you could move money between banks, send a friend lunch money right after lunch with no fee, pay your gas or electric bill at a 24/7 convenience store, buy telephone credit anywhere. I lived in the rice fields of Java for a year, and could get phone and internet credit from a small shack down the road. The US had more friction for any of these tasks, and it costs more. I agree it is more blockchain I am rooting for than one singular currency like Bitcoin.