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They're just underwriting the risk so they guarantee "zero fraud" to the merchant. And they just have traditional risk-assessment algorithms applied aggressivel

• jessaustin 9y ago
  From your much more informative link: It does things like track where the mouse is moving on the page, whether someone is copying and pasting information into the fields, whether they’re making typos, how fast they’re typing, and many other factors. By analyzing customer behavioral patterns, Bolt says it has a better shot at stopping fraud than just asking for the billing address. I wonder how this handles autocomplete? In a sense it would be a good sign if the browser already knows given and family names etc., but could that be differentiated from a quick (perhaps extension-assisted) cut'n'paste?