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Does anybody know if Hetzner charges forex on US debit/credit cards ?

• kondro 9y ago
  That’s actually up to your credit card company, not the merchant.
• dx034 9y ago
  They charge in € so you need a card without FX fee.
  • snuxoll 9y ago
    Discover and Capital One are probably the best cards to use for foreign purchases if you live in the US (I only use my Discover IT or Capital One QuickSilver for purchases in foreign currency or that charge from a foreign bank), some banks offer no-FX fee cards but typically they're tied to specific rewards programs (often travel) that might not be as useful.
• aloisamae 9y ago
  I pay Hetzner via PayPal, and I haven't had any fees attached. Online.net however charges a card directly so my bank does charge it as a foreign transaction and adds a percentage.
  • oliwarner 9y ago
    Paypal will happily do the FX for you "fee-free". That's because they fleece you with the exchange rate. You're paying a many-points worse exchange rate, even against a stabilised market average. For one recent actual example, Paypal recently gave me 1.339 USD for 1 GBP in a transaction. The raw market rate that day was 1.421. The week mean was ~1.410. Paypal already holds this cash, they're not exchanging jack on the open market. A pre-pay FX card —shop around— would have given me $1.40/£ on that date. Paypal work like a bookmakers. They cover the entire spread with very little risk. Nothing on Paypal is really free.