It seems like you're responding to a different argument u/danudey isn't making. Their point seems more about people getting too caught up in "disruption for di

It seems like you're responding to a different argument u/danudey isn't making. Their point seems more about people getting too caught up in "disruption for disruption's sake". To a certain degree, watching the evolution of cryptocurrency is like watching techies reinvent banking, one scam or lost transaction at a time. Don't get me wrong, I absolutely see value of many blockchain-related innovations. Distributed ledgers. Decentralized transactions. Smart contracts for IoT. But, I've also met many folks who are more enamored with the concept of "disrupting banking" without spending much time understanding the what and why of the disruption.