Looks like you don't know what you are doing, so the lowest risk is to park in the bank and get whatever interest you can get... The other option is to spend t

Looks like you don't know what you are doing, so the lowest risk is to park in the bank and get whatever interest you can get... The other option is to spend the time and educate yourself on different investment strategies and how you can define your risk and invest in the stock market, index fund or stocks, etc.. I have been doing this for years from short term stock trading robots to long term tax deferred pension funds with more money than your budget and with double digits yearly return on average, but I know what I am doing and what my risk is and how much exactly I am going to lose, if I have to move everything to cash... Also 2 years is very short time frame, e.g. if you lose after first year, the next might not be enough time to make it back...