My wife ended up w/ an unplanned C section to deliver our daughter in 2013 in Dayton, Ohio. Both mom and daughter had reasons for two extra days in the hospital

My wife ended up w/ an unplanned C section to deliver our daughter in 2013 in Dayton, Ohio. Both mom and daughter had reasons for two extra days in the hospital. The bill to my wife's insurance company was just under $60,000 for her portion. My daughter's portion was out-of-pocket (because she was on my insurance) and was around $12,000 after the hospital's "cash discount". A lot of factors contributed to our decision not to have any more children, but the cost of maternity care, birth, and follow-up medical care figured-in prominently. My wife was leaving her job after the birth and everyone was going on my insurance (self-employed, have bought my own insurance since 2004). Had the costs been less I'm not sure we would have opted to have any more, but it would have changed the calculus.