That would only work if everybody experienced the $150 expense. However the winners never feel this pain. Additionally not everybody is exposed to the Venmo sca

That would only work if everybody experienced the $150 expense. However the winners never feel this pain. Additionally not everybody is exposed to the Venmo scam. How many of us are hearing about it for the first time here? It's a first for me to be sure. Instead think about vaccinations: It's supposed to be distributed universally and it does not harm the individual receiving the inoculation. This is what you want. We can design tools for parents and teachers that have the same educational impact without the side-effect of harm.