> Mobile payments I think will take off in the US, its just going to take a generation to catch on. I'm 33 and most of the 20 somethings are all using Venmo and

> Mobile payments I think will take off in the US, its just going to take a generation to catch on. I'm 33 and most of the 20 somethings are all using Venmo and other payment apps. Give it time. Venmo is good for payments between people, but for everyday transactions the US needs to upgrade its infrastructure. It will, but it's far behind the rest of the world in allowing tap payment and the like.