The problem with cashing out early is that you are doing something equivalent with timing the market, which is really difficult to do. The best minds can't succ

The problem with cashing out early is that you are doing something equivalent with timing the market, which is really difficult to do. The best minds can't successfully time the market every time. The best behavior in my opinion is to get educated in investments and finances. For people that want to start learning about investments, The Intelligent Investor book is a classic.