Personally I use a text editor. Doesn't matter which one, Word, Open Office, Bean, Simpletext, have all done their time. The best way is the most robust way fo

Personally I use a text editor. Doesn't matter which one, Word, Open Office, Bean, Simpletext, have all done their time. The best way is the most robust way for YOU. Some process where in 3-5 to 10-15 years you can pick it back up again, and worst case scenario know where all your files are and have at least an open source solution for editing it. So, don't rely on an online tool or format. And at the very very least keep a hard copy in your archives next to your seven years of tax records.