This is a bizarre ad homimen way of not answering a fairly simple question where a guy looks at a tool and says hey what can this tool be used for. Especially

This is a bizarre ad homimen way of not answering a fairly simple question where a guy looks at a tool and says hey what can this tool be used for. Especially when people have invested a couple billion dollars in the tool. I actually asked this question of Joseph Lubin, a founder of Ethereum, when I interviewed him for a podcast. Unlike you he did actually have some answers for it, he mentioned peer to peer insurance markets, crowdfunding, seamless payments to content creators. He fits your description and was happy to explain. It was an interesting discussion. I remain unconvinced, in the sense that I think the hype is out of control and 99.99% of the initiatives in this sector are essentially scams, but clearly there are some smart people working on it. Who knows. As an investment I still think it's a dumpster fire, and my question is still an excellent one in my opinion.