Actually there are legal repercussions, and in the case of disasters like fires the federal government will actually replace your cash. Planet money had a great

Actually there are legal repercussions, and in the case of disasters like fires the federal government will actually replace your cash. Planet money had a great episode on this https://www.npr.org/sections/money/2017/06/30/535062249/episode-781-the-money-fixers https://www.npr.org/sections/money/2017/06/30/535062249/epis...