The problem is that in many urban areas especially in CA, there aren’t many viable housing options for those who are mid career and want to live alone or start

The problem is that in many urban areas especially in CA, there aren’t many viable housing options for those who are mid career and want to live alone or start a family. “Just get some roommates, we did that when I was young” can be a little condescending to a 35 year old someone making 150k/year.