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Reality is they don't know. They know how much it will cost them...sort of. They have a log of how much they charge for each procedure, and then individual in
by cwbrandsma 9y ago
Reality is they don't know. They know how much it will cost them...sort of. They have a log of how much they charge for each procedure, and then individual insurance providers will pay a percentage of that. Some of which the hospital will pass on you. Even then, it is up to insurance company to figure out how much they will pay.
"Adam Ruins Everything" had a really good segment on this.
- refurb 9y agoBut it's no different with a car mechanic. The mechanic gives you a quote. If the costs changes they get your explicit approval. That would be nice to start there on the medical side.
- smachiz 9y agoCan't really do that in the middle of surgery...
- tomcam 9y agoIt happened to me. I was in the middle of having half of my thyroid removed when my surgeon realized she had to remove the other half. She interrupted the surgery to call my wife and get permission even though she had already obtained it from me before I was put under.
- nitwit005 9y agoThe auto mechanic can't really ask for permission to use a fire extinguisher if the car catches fire either. No one minds if there are common sense exceptions.
- carlmr 9y agoIn happy-to-sue America, you need to have a codified common sense so that we don't end up with doctors getting sued for using their common sense.
- refurb 9y agoWhy could other scenarios be discussed prior to surgery? Of course there may be emergencies that come up that are unpredictable, but that doesn't mean you can plan for some of it!