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Mine also let's you chose a maximum amount that can be charged to the temporary card number. I usually add 10% or 20% extra to the expected amount so that unexp
by Ixio 9y ago
Mine also let's you chose a maximum amount that can be charged to the temporary card number. I usually add 10% or 20% extra to the expected amount so that unexpected taxes or shipping costs don't block the whole transaction.
I really love the feeling of safety that I get from chosing the max amount, being sure that I won't be overcharged.
- alextheparrot 9y agoI love the points I get from my current cards, but what card is this actually? This sounds like a really killer card I’d use frequently for these use cases.
- Ixio 9y agoThe service I was writing about is French: http://www.service-virtualis.com/virtualis/index.htm http://www.service-virtualis.com/virtualis/index.htm So unfortunately if you get points I'm guessing you're from North America and probably won't be able to apply. I haven't searched but there might be such services available to you in a nearer bank.
- baud147258 9y agoThank you for the link (I'm French too), but my bank (BNP) is not on the list :'(
- freditup 9y agoI've done it with a Citi Double Cash card. It's a nice all around card: 2% cash back, price matching, temporary numbers, etc. Don't take my recommendation blindly though, do your own research first of course! Edit: As a meta-sidenote, it was very difficult for me to write this comment without feeling like it would come across as corporate shilling. I have no connection to Citi and nothing to gain from recommending their card, but there's no way for anybody else to know that, and the issue of selling old accounts is a real one (though don't know about HN specifically). I wonder what the best solutions are to this sort of issue.
- inferiorhuman 9y agoUnfortunately only the shittiest of the shitty banks (BofA and Citi) appear to still offer temp numbers. Amex did for a while but dropped it.
- deleted 9y ago[deleted]
- znoop333 9y agoAll the citibank cards can generate Virtual Account Numbers with time and dollar limits. I use them frequently.
- firloop 9y agoI did this strategy just today with privacy.com which isn't a credit card at all but bills your bank account directly.
- OkGoDoIt 9y agoBank of America credit cards have this, they call it ShopSafe. My old Citi card had that although I can’t verify they still offer it. I believe Capital One has virtual credit card number capability as well.
- shliachtx 9y agoYup, Citi still has it
- rabboRubble 9y agoUS market here... Citi card. For many reasons, I loathe Citi and would like to drop using them, but I keep this card for this one feature.
- mikeash 9y agoI found out the hard way that my bank added 10% extra for the reasons you mention. I ended up getting ripped off for a smallish amount on a big transaction because of this.