We actually don’t do this where we we have an option to, i.e. with Barclays and Nationwide. Regardless, users giving credentials to 3rd parties is not against t

We actually don’t do this where we we have an option to, i.e. with Barclays and Nationwide. Regardless, users giving credentials to 3rd parties is not against the terms of any bank in the EU and it’s contrary to EU law for them to make it so. Banks are also on the hook for liability in the first instance and must immediately make good any customer loss, although they can pursue the 3rd party.