One possible way of dealing with high transaction fees is to deposit more money into an account with a retailer, and then use money in that account to fund purc

One possible way of dealing with high transaction fees is to deposit more money into an account with a retailer, and then use money in that account to fund purchases over time. For example, transaction costs are too high to reasonably pay for a single cup of coffee. But if you know you buy a cup of coffee on a roughly daily basis, you could put down $1,000 worth of Bitcoin, get an anonymous gift card for that amount of money, and then use that over time to pay for individual coffees. But that really raises two questions: why do you feel the need to use a semi-anonymous, public-ledger currency to pay for coffee at a shop where your status as a regular makes you recognizable, and why is it worth foregoing interest plus the risk of not using the entire gift card for the privilege?