This legislation isn't my preferred solution, but at least it has its priorities right. Nothing gets me more ticked off than hearing that the myriad individual

This legislation isn't my preferred solution, but at least it has its priorities right. Nothing gets me more ticked off than hearing that the myriad individual human tragedies arising from the misaligned incentives of the credit rating industry are an unsolvable problem. Heck, in moments of intemperance, I've yearned for vigilante hackers to take revenge for the victims of identity theft since no one else will, and I know I'm not alone.