> In the end, it will all come to which payment system will have the network. Dollars, in the usa at least, already has the network and banks are already innov

> In the end, it will all come to which payment system will have the network. Dollars, in the usa at least, already has the network and banks are already innovating on top of this network. For instance, sales through credit cards are now often deposited into the sellers bank account the very same day as the transaction. Credit cards also allow buyers to send money to strangers with confidence knowing they will be protected. This also benefits the seller as it makes it easier to make a sale. From an american perspective - crypto as a payment system is also pretty cumbersome with it being treated as an asset. There are simply not many people out there who will want to keep track and report every payment to the IRS.