The overwhelming majority of Americans do not have $2k lying around for a risky investment, nor do they understand the risks associated with crypto (especially

The overwhelming majority of Americans do not have $2k lying around for a risky investment, nor do they understand the risks associated with crypto (especially the speculative coins). In order for someone to invest in crypto as diversification, on the order of 5-10%, they'd need to have $20-40k lying around. Needless to say, outside of the tech bubble that situation is quite rare.