I used Apple Pay for the first time recently and it felt like magic. Just hover it near, choose your credit card (which had a full sized image), and then it ins

I used Apple Pay for the first time recently and it felt like magic. Just hover it near, choose your credit card (which had a full sized image), and then it instantly pays using Touch ID. I think some of the issues you listed with Google Pay are the same issues with Apple Pay. I also really like WeChat Pay, very convenient, customizable, and verifiable. Apple Pay feels very "magical" while WeChat Pay feels very "careful/customizable".