You're conflating things here. Our overall financial system as a whole is as you describe: set up to enrich the powerful and exploit others. But that is not an

You're conflating things here. Our overall financial system as a whole is as you describe: set up to enrich the powerful and exploit others. But that is not an issue with the nature of the currency. The way we use "debt" in terms of Federal government "National Debt" is related to the currency and not related to the credit market which is the usurious bulk of our money. Most money flowing around the economy is based in bank-credit and has all the issues you describe. Currency is different. Of course, the particular policies that we enact around the currency (i.e. how we use it) are often about enriching the powerful etc. although some things are at least mixed in that respect. Do check out https://modernmoneybasics.com/ https://modernmoneybasics.com/ (I'm guessing you have not because the distinctions that matter here are clarified there in the intro video and in the follow-up links)