No, I to think he's saying that -0.01 applies to everyone. Each individual choice is actually causing a loss of 80 million in utility (vs a gain of 1), but that

No, I to think he's saying that -0.01 applies to everyone. Each individual choice is actually causing a loss of 80 million in utility (vs a gain of 1), but that loss is mostly borne by other people, so they are individually better off making that choice.