I have about $60k in debt from the Swedish student loan system, which is paid back as a percentage of your income. After 15 years of graduate student, postdoc a

I have about $60k in debt from the Swedish student loan system, which is paid back as a percentage of your income. After 15 years of graduate student, postdoc and academic staff jobs, I just this year managed to pay off more than the interest... At a normal academic pay progression I doubt I'll ever pay it off, I just think of it as a small extra tax every year until I turn 65 and the state forfeits the remaining balance. (They've since changed the system, the terms for repayment are not so generous any more.)