I graduated in 1993 with roughly 45,000 USD in college loans. I sent in my last payment in the summer of 2006. Since I had a year before I had to start paying t

I graduated in 1993 with roughly 45,000 USD in college loans. I sent in my last payment in the summer of 2006. Since I had a year before I had to start paying them, that's about 12 years.