What is DCU? Also what is AAA? What is "car" - is that car loan? I see you have another entry for car service plan which looks expensive to me at $750. I pay a

What is DCU? Also what is AAA? What is "car" - is that car loan? I see you have another entry for car service plan which looks expensive to me at $750. I pay around £220 a year for servicing and a similar amount for insurance - my car expenses - excluding petrol amount to around £70 a month. Your electricity bill looks high too - are you running an aircon? My electricity bill is around £240 a year or less. My rent is £6k a year (I share with partner - we have a two bed cottage in the countryside). Your Comcast bill (I assume for Internet) and T-mobile combined is nearly $1k - I pay around £300 a year for Land line, internet and mobile phone, but I have no smartphone / plan, just pay as you go and I only really use the mobile for emergencies. It's possible if you could get into some kind of shared living arrangement you could reduce your housing costs. I'm thinking something along the lines of a shared house or shared apartment to get the rent down. I guess it depends though on exactly where you live - I know that California has crazy accommodation costs.