Because it won't pop up right away. It will show up when that line of credit taken out in your name goes into collections 90 days from opening. You should read

Because it won't pop up right away. It will show up when that line of credit taken out in your name goes into collections 90 days from opening. You should read up on the havoc that is caused with stolen identity. I'm not talking stolen credit cards, more like unknown judgements taken out against you and wage (in extreme cases, wage garnishments).