I have a folder in which each text file contains the username and password(s) for a particular domain/service. The hard drive is encrypted and its backups (on g

I have a folder in which each text file contains the username and password(s) for a particular domain/service. The hard drive is encrypted and its backups (on geographically spread external drives) are also encrypted. I let Keychain (MacOS) remember the passwords, so I never really think about them.