Ok, I found out that what I heard about was the balance insurance premium, which adjusted from 4.25% to 4.55% to 5.17%. But I also think I heard that it affects

Ok, I found out that what I heard about was the balance insurance premium, which adjusted from 4.25% to 4.55% to 5.17%. But I also think I heard that it affects things like years to work to pay off student debt, and retirement. So I think there's more to it. As I remember, it sounded like a parallel currency where doctors fees are tightly regulated, and these "exchange rates" determine their actual salary. But maybe this is my financial ignorance showing. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3405348/ https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3405348/