Very very very rarely. I've never seen or heard of anyone using either personally and I'm not even sure where I would get a check book or cash in a check. Germ

Very very very rarely. I've never seen or heard of anyone using either personally and I'm not even sure where I would get a check book or cash in a check. Germany is very cash. You pay taxi in cash, you pay the restaurant in cash and you pay the train in cash. Credit Cards exist but largely the EC system is prefered since it's not credit based and pulls from your bank account instead. And I only really fall back to EC when I run out of cash and I know I'm going to be at a place that has a card reader.