> No one uses paper checks here either... Source on that one? I've found that people outside of the tech bubble use a paper check at the very least once a year

> No one uses paper checks here either... Source on that one? I've found that people outside of the tech bubble use a paper check at the very least once a year and most likely once a month. I have seen plenty of apartments, renters, even a mortgage company just a few years ago that required payment still in paper checks in the USA. I'm going to assume your suggestion is anecdotal. It is certainly in decline but it's still widely used. Check out this article https://www.bloomberg.com/news/articles/2017-07-26/why-can-t-americans-give-up-paper-checks https://www.bloomberg.com/news/articles/2017-07-26/why-can-t...