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I've generally gone online banks over local because I want things to work when I'm out of my hometown. What would "Bank of the James" for me if I'm stuck in Eng

I've generally gone online banks over local because I want things to work when I'm out of my hometown. What would "Bank of the James" for me if I'm stuck in England with a declined or broken card? I'm sure people's increasing need for services regarding their balance/card leads them to choose larger financial companies over a local one. Wells Fargo is well known for fees, fees, fees but they have a solid customer base because you know your card will work in Iowa or DC or Morocco. When people just needed a place to store cash, and could withdrawal it and travel local banks were fine. Needs have changed a little with the times. That reduces the lending pool too.

mikestew 9y ago
What would "Bank of the James" for me if I'm stuck in England with a declined or broken card? Probably fix the problem faster than Wells Fargo, that’s what they’d do. I’ve never even given thought to using the credit card from my Pacific Northwest credit union anywhere I like, and I have no reason to think otherwise. You’re worry about a problem I’ve seen no evidence of being an actual problem.
- arcbyte 9y ago
  With mobile banking and check depositing I agree, but ten years ago the availability of physical branches and my frequent travel as an out of state college student led me to choose BoA over local options. Today Im local only because the big banks have such terrible fees and policies.