Yeah but those aren't bitcoin transaction fees, those are just the fees for using a service that the service decides to charge. And you only need to deal with

Yeah but those aren't bitcoin transaction fees, those are just the fees for using a service that the service decides to charge. And you only need to deal with an exchange to exchange different types of currencies for each other. If you just want to pay someone with bitcoin, you already have bitcoin, and the recipient just wants bitcoin, then you don't need to involve an exchange.