Probably the same way they work for ING Direct. You have a different bank account elsewhere (Chase, WellsFargo, BoA, Credit Union) and you transfer the money fr

Probably the same way they work for ING Direct. You have a different bank account elsewhere (Chase, WellsFargo, BoA, Credit Union) and you transfer the money from that account into your ING Direct account. Besides that, with Direct Deposit I can't remember the last time I deposited a check.