What you say is totally true, but completely irrelevant to the point I was making. All i was saying is that it's pretty common/normal/etc for insurance (in any

What you say is totally true, but completely irrelevant to the point I was making. All i was saying is that it's pretty common/normal/etc for insurance (in any industry. Literal insurance or things that are insurance in practice but not literally) to offer routine exam/tests/maintenance/checks if it can prevent the worse case scenario $$$ from happening.