This may be a bit pedantic, but the phrase the author uses in his disclaimer "Experts agree that cryptocurrencies are a bubble." bothers me because it's kind of

This may be a bit pedantic, but the phrase the author uses in his disclaimer "Experts agree that cryptocurrencies are a bubble." bothers me because it's kind of misleading. The actual fact at hand is ~96% of economists think that the crypto market has been subject to a massive speculation bubble as of November. While that's sort of close to Roman's disclaimer, there is some nuance that ought to be given, since a) 4% of professionals dissent, and b) the question asked of economists had a temporal element to it, and they might have answered differently if the market hadn't tripled in value in as many months. It's the difference between 'the housing market is in a bubble currently', and 'housing is a bubble'.