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Lasik surgeons disagree. Cosmetic surgeons disagree. They are all medical procedures that are not covered by insurance. As the number of providers increases a
by notyourday 9y ago
Lasik surgeons disagree.
Cosmetic surgeons disagree.
They are all medical procedures that are not covered by insurance. As the number of providers increases and the technology advances, prices drop and quality increases.
- skrause 9y agoThose are not required procedures, so obviously there is much more of a chance for a real market there. But you can't just compare that with e.g. ER or cancer treatment.
- notyourday 9y agoBecause the idea that cancer treatment as well as other exotic treatments needing to be covered by insurance is a pile of horse manure - i'm saying it as someone whose grandmother died from cancer and someone who has a few friends that successful beat down cancer. Lets engage in an intellectual exercise. 10MM USD (today) and for 1 person cancer is gone. Should we include coverage for cancer into all policies?
- notfromhere 9y agoYour lifetime odds for cancer are like 50%. If insurance doesn't cover life threatening illnesses and life-saving treatments, what's the point in paying for insurance?
- ksk 9y agoI agree it should cover them (in theory). I would even agree that healthcare should be a human right. But even under a zero profit model, for the cases where the treatment is so expensive, what would the financials look like for all the insurance payers? Is it actually even possible?
- notyourday 9y agoLets make a non-profit model. Lets take entire USA. 350 million people. 50% chance of cancer. 175m will get it. Payment to make it go away is 10MM USD. Should it be covered?
- notfromhere 9y agoYou're setting up a strawman to prove your own argument that human life isn't worth preserving under some notion of 'logic'.
- notyourday 9y agoYes, the idea that every human life is priceless is utter nonsense that needs to be disposed of.
- notyourday 9y agoBack to the question rather than the la-la land answer. 10MM USD today payment => cancer cured. Patient's lifetime earning => 2MM USD Should the patient expect cancer to be cured by his or hers insurance payment? P.S. I love the downvotes. Downvotes is like a child stomping his foot in a toy store "Mom, but I want that toy!"
- notfromhere 9y agoYes, because human life has value beyond their earning potential.
- notyourday 9y agoLet's presume that it the case. What is the multiplier that you would like to assign as a max?