> It really seems like the middle class gets the raw end of the deal. My hairdresser figured she has to spend $5,000 before she can get any benefit from "healt

> It really seems like the middle class gets the raw end of the deal. My hairdresser figured she has to spend $5,000 before she can get any benefit from "health insurance". She & her husband decided it'd be better to pay the penalties, spend that first $5000 on herself, and "hope" that she won't need more. She's from Cuba, originally - left in 1987, iirc.