They're even worse because there is a penaltt cost of calling them out if they cheat you that business doesn't have. If they're going to cheat you they don't ca

They're even worse because there is a penaltt cost of calling them out if they cheat you that business doesn't have. If they're going to cheat you they don't care about it but you do. There are all of the other grey area actions like "was stolen". Eg think of anything a shady or just incompetent relative might do, same thing here.