>it's nice to be able to do what you want, have a garden (if you have any land which many houses do), paint it how you want, add an addition, upgrade the kitche

>it's nice to be able to do what you want, have a garden (if you have any land which many houses do), paint it how you want, add an addition, upgrade the kitchen or bathroom. Let's toss in a YMMV on this since sometimes home ownership in the US is also coupled with very restrictive HOAs. Overall, that's a great description of why home ownership in the US can be beneficial once you've reached a certain income or rental price point that it makes sense.